Terms and Conditions

Last Updated: June 20, 2025

1. Introduction

These Terms and Conditions ("Terms") govern your use of the FinancialGames website located at nyxalifeltarycar.sbs ("Website") and all related services provided by FinancialGames ("we," "our," or "us").

By accessing or using our Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Website.

2. Definitions

For the purposes of these Terms:

"Content" means any information, text, graphics, photos, or other materials uploaded, downloaded, or appearing on the Website.
"Services" means all services provided by FinancialGames through the Website.
"User" means any individual who accesses or uses the Website.

3. Website Use

3.1. Eligibility

To use our Website, you must be at least 18 years of age and capable of forming a binding contract with us. By using our Website, you represent and warrant that you meet all eligibility requirements.

3.2. User Account

Some features of the Website may require you to create an account. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account.

3.3. Prohibited Activities

You agree not to:

Use the Website in any way that violates any applicable federal, provincial, local, or international law or regulation.
Use the Website to engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website.
Use the Website to impersonate or attempt to impersonate FinancialGames, a FinancialGames employee, another user, or any other person or entity.
Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
Use the Website to transmit or exchange any material that contains viruses, Trojan horses, worms, or other harmful programs or code.
Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.

4. Financial Games

4.1. Educational Purpose

Our financial games are designed for educational purposes only. They are intended to provide general financial education and improve financial literacy.

4.2. No Financial Advice

The content and games provided on our Website do not constitute financial advice, investment advice, or any other type of professional advice. We do not guarantee any specific financial outcome or result from using our games or services.

4.3. No Income Guarantees

We do not make any guarantees about potential income, returns, or financial success through the use of our games or services. Any examples provided are for educational purposes only and are not guarantees of future results.

5. Intellectual Property

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by FinancialGames, its licensors, or other providers of such material and are protected by Malaysian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms permit you to use the Website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
You may store files that are automatically cached by your Web browser for display enhancement purposes.

6. User Content

Our Website may allow you to submit content. By providing any content to our Website, you grant us and our affiliates and service providers a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such content throughout the world in any media.

You represent and warrant that:

You own or control all rights in and to the content you provide.
All of your content is accurate and does not violate these Terms.
Your content does not infringe upon any intellectual property rights or other rights of any third party.

7. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITING THE FOREGOING, WE EXPLICITLY DISCLAIM ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, OR NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

We make no warranty that the Website will meet your requirements or be available on an uninterrupted, secure, or error-free basis.

8. Limitation of Liability

IN NO EVENT WILL FINANCIALGAMES, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

9. Indemnification

You agree to defend, indemnify, and hold harmless FinancialGames, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website.

10. Governing Law

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation shall be governed by and construed in accordance with the laws of Malaysia applicable therein, without giving effect to any choice or conflict of law provision or rule.

11. Changes to Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

12. Contact Information

Questions about the Terms should be sent to us at:

FinancialGames
Level 15, Menara Citibank, 165 Jalan Ampang
50450 Kuala Lumpur
Malaysia
Phone: +60 3-2164 6280
Email: [email protected]